CEO - AI Neobank

Executive Mandate Specification

The original mission of BJAK is we believe people deserve smarter ways to plan, save and grow their money. This is the origin of our name.

Started in 2019, we built the first mobile-first, insurance platform, enabling insurance to be accessible online by millions in the region. Today, its the leading insurance platform in Southeast Asia.

Today, we are expanding ways to help people in the region — this includes spending, saving, investing, exchanging, travelling, and more. Our mission is help people get more from their money every day.

We have teams working around the world, with over 20 nationalities from our offices and remotely, who truly enjoys their work. We are looking for the most talented and driven people we can find. We are looking for people who work for their passion, not counting hours. Who loves building great next-generation products, not status quo. Who cares about redefining how everyone around us can get the best financial applications, not for an exclusive few.

If you're this person, we'd love to talk to you.

The CEO - AI Neobank will build and own an AI-native digital banking business. The role will rethink how consumers bank by using AI across everyday money management, transactions, savings and financial decisions.

• Define the AI Neobank proposition, product roadmap and business model.

• Build AI-native experiences across accounts, cards, payments, savings and money management.

• Use AI to automate and improve financial decisions, customer workflows and servicing.

• Own P&L, customers, deposits, revenue, unit economics and operating costs.

• Work deeply with product, engineering and AI teams to build and ship the product.

• Build the core team and required banking, technology and operational capabilities.

• Drive banking partnerships, regulatory readiness and market expansion.

• Deep experience in digital banking, neobanks or consumer fintech.

• Direct ownership of a meaningful banking product, business or P&L.

• Strong understanding of banking products, economics, operations and regulation.

• Strong product judgement and ability to identify where AI creates a materially better banking experience.

• Experience building and scaling technology products and teams.

• Hands-on operating capability. Able to work directly through product flows, economics, customer problems and execution.

This is a hybrid role. You are expected to work from our local office at least 3 days per week, with the remaining days offering flexibility to work remotely.

Candidates should be based in, or able to work from, the location where the role is advertised.

English is our main working language across global teams. Strong English communication is required.

Our process is designed to move fast:

1. Online assessment or practical task

2. Role-specific interview

3. CEO / final round

For strong candidates, we aim to complete the process and make an offer within 1 week from the start of the interview process. Candidates who complete assessments quickly will be prioritized.

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Statutory Executive Benefits & Governance

• Executive Health, Vision & Dental Coverage with Global Provider Options
• Corporate Pension Auto-Enrolment / 401(k) Retirement Plan with Fiduciary Matching
• Annual Discretionary Performance Incentive & Long-Term Equity Participation
• Executive Leave Allotment, Statutory Holidays & Dedicated Health Care Reserves
• US Department of Labor & E-Verify Work Authorization Sponsorship